For longer repayment, SBA 504 loans offer terms up to 25 years with a down payment as low as 10%.There's no prepayment penalty for loans with terms under 15 years. Businesses can finance real estate, expansions, franchise purchases, equipment, working capital, or debt refinancing. For large financing needs, SBA 7(a) loans feature loan amounts up to $5 million.Veteran-owned small businesses can borrow up to $350,000 to start or expand a business.Small Business Administration and offer flexibility for borrowers who may not qualify for traditional small business loans. PNC also provides access to SBA loans for a variety of purposes. Amounts range from $10,000 to $250,000 and PNC offers a fixed rate term between two and six years. For purchasing a new or used vehicle for your business: Finance up to 100% of a vehicle with a Secured Vehicle Finance Loan.Rates are fixed or variable with a term between five and 15 years, up to 25-year amortization. For purchasing or refinancing commercial property: Opt for PNC's Small Business Real Estate Loan which ranges from $100,001 to $3,000,000.Loans have a fixed or variable rate with terms between two and seven years. For financing equipment or machinery: The Secured Small Business Loan amount ranges from from $100,001 to $3,000,000. Working capital for everyday operations: PNC's Unsecured Small Business Loan offers amounts between $20,000 and $100,000 with no collateral and a fixed rate with terms between two and five years.PNC Bank offers several small business loan options to meet a variety of small business needs. Types of Business Loans Offered by PNC Bank Minimum three years in business required for traditional loans: PNC may have other credit options-like a credit card or line of credit-for businesses that have been operating for less time.You're required to put loan payments on autopay, which may change your accounting practices. Autopay and PNC business checking account required: If you don't already have a business checking account with PNC bank, you'll have to open one.Limited rate and fee information published online: You'll have to spend more time shopping around and comparing terms between lenders to track down the best terms.No online application: To apply, you'll have to call or visit a bank branch Monday through Friday between 8 a.m.Availability of qualification criteria: PNC provides a detailed list of eligibility criteria for its business loans, making it easier to gauge if you may qualify.Large loan amounts: For large financing needs like machinery, equipment, or real estate, you can borrow up to $3 million with a PNC Bank business loan or up to $5 million with an SBA loan.As a preferred SBA Lender, PNC can underwrite SBA loans rapidly. Variety of loan options: Businesses can choose from secured and unsecured loans for everyday purchases, equipment, or commercial property.
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How could a car so powerful as to give Clarkson the jitters not feature in our top 10? Reflecting Ferrari’s recent penchant for affected names, the F12berlinetta (we’ll call it the F12 for short) is home to Ferrari’s latest V12, a 6.3-litre effort now kicking out a startling 730bhp. Oh, and it sounds utterly, utterly bonkers. Power is a mindblowing 790bhp, 60mph comes up in 2.5 seconds, and top-in-top is 243mph. Want to use your FXX? You’ll have to wait till Ferrari say you can, at a specially-organised track day with other FXX owners, where Ferrari technicians will record your lap data and use it to help improve the FXX as well as future roadgoing Ferrari models. But they wouldn’t be able to keep it at home no, every FXX was, and still is kept at Ferrari’s HQ. With the FXX, the company offered people of unspeakable wealth the chance to own an experimental prototype. This really was Ferrari at its most idiosyncratic. The F40 was arguably prettier, but there’s no doubting the Enzo’s drama – or its insane turn of speed. With a 6.0-litre V12 running the show and 60mph coming up in around 3.4 seconds, we’ve no reason to disbelieve that that was the case at the time. Named, as you’ll have guessed, after Ferrari’s illustrious founder, the Enzo was, Ferrari said, about as close as it was possible to get to driving a Ferrari F1 car on the road. There’s more of this naming tomfoolery to come later, but for now put up with the marketing bollocks and enjoy one of Ferrari’s most successful hypercar efforts. Or ‘the Enzo Ferrari’, as Ferrari itself would have you say it. Here's Clarkson pitting one against an Aston Vanquish S. We always love a car that’s been honed to become the best it can be, and when that car happens to wear a prancing horse, it can only be a good thing. Engine size was enlarged to 5.75 litres - hence the name - with 515bhp on tap and thoroughly revised suspension and brakes. The 575M was the ultimate evolution of the 550 line, the ‘M’ standing for ‘Modificato’ which, somewhat unsurprisingly, translates to ‘modified’. We’re not entirely sure what they were complaining about, as today its shape looks rather fine to our eyes. When the 550 Maranello was introduced in 1996, people weren’t complimentary about its styling, some going as far as to compare it with the Toyota Supra. Under the skin, it was all standard 456 GT – no bad thing, as that meant 436bhp and a 0-62mph time of 5.2 seconds. Seven were built, six of which were purchased by the Sultan of Brunei’s brother, so much did he like them, and we can see why. But to do that would deprive you of the unutterably wonderful 456 GT Venice, arguably the most stunning-looking estate car ever to grace God’s green earth. Now, the standard Ferrari 456 GT was a lovely thing, and we could have included it here and been perfectly content. And of course, when Crockett and Tubbs came to replace their Daytona, it was just the thing. The outlandish styling – a riposte to Lamborghini’s mad, bad Countach – has earned it as many enemies as friends over the years, but no ’80s schoolboy’s bedroom wall was complete without a Testarossa poster, and for that reason, it’s a legend in our eyes. 385bhp came from a 4.9-litre powerplant, still based around the Colombo engine but this time with its cylinders laid horizonally to form a flat 12 (or, to be completely precise, a 180-degree V12). Excessively wide, excessively low, excessively styled – and excessively fast, too. In the ’80s, excess was king – and the Testarossa pandered to that in every which way. No wonder it became a legend in its own time – enough to guarantee it (or, more accurately, its GTS4 drop-top sibling) a place in one of the coolest bits of 1980s television you’ll ever see. 0-60 took just 5.4 seconds, which was blisteringly fast in 1968, when the GTB4 made its debut, and from the the menacing, barely-concealed pop-ups to the delectably sculpted tail it was drop-dead gorgeous. The unmistakeable shape of the 365 GTB4 – the ‘Daytona’ nickname is unofficial – clothed the latest evolution of the Colombo V12, this time a 352bhp 4.4-litre with six – that’s right, six – twin-choke Weber carbs. Exer locations also offer a VirtualLine feature for in-person care, allowing patients to check-in and wait in line from the comfort and safety of their homes. In response to the county's surge in pandemic-related care, Exer features an in-house PCR lab with COVID-19 test results available within 24 to 48-hours of visit. "With the ongoing pandemic and uncertainty with the Delta variant, it is important for us to meet the communities needs in Tarzana by offering an affordable walk-in clinic where people can seek medical attention and receive quick, hands-on treatment from ER-trained doctors."Įxer Urgent Care is Southern California's fastest-growing urgent care company servicing a whole range of minor-to-major healthcare needs. "We are eager to provide the Tarzana community with a convenient neighborhood clinic for their minor-to-major healthcare needs that come up at a moment's notice," said Rob Mahan, CEO, Exer Urgent Care. Exer Urgent Care Logo (PRNewsfoto/Exer Urgent Care) For more information on Exer Urgent Care, visit. Exer is here to make healthcare work better, feel better-and deliver better results-for everyone. Exer believes healthier people make for healthier communities. With an in-house PRC lab featuring next day COVID-19 testing results, x-ray, on-site pharmacy and more, Exer can treat 80 percent of the cases seen in an ER for a fraction of the cost. With the peace of mind that comes from easy access to ER doctors and medical professionals, Exer services a whole range of minor-to-major healthcare needs in a convenient, high-quality and affordable environment. With 31 Southern California locations, Exer Urgent Care is designed to get you better. For a full list of the 31 Exer clinic locations visit /locations/. Their current facilities reside in: San Fernando Valley, San Gabriel Valley, Santa Clarita, South Bay, Ventura, Central Los Angeles, Orange County and the Westside. Exer serves the greater Los Angeles regions, Orange and Ventura counties. For more information about Exer Urgent Care visit and follow on Instagram, Twitter, and Facebook. Exer accepts most PPO, HMO and Medicare, and offers affordable self-pay options for those with minimal or no health insurance. Exer Oxnard is currently open three days a week on Mondays, Wednesdays and Saturdays from 9 a.m. to 9 p.m., with the last patient registered at 8:30 p.m. Exer's patient portal offers access to test results and other health information. All 31 Exer clinics offers flu shots, including the ability to test and treat the flu. Exer's in-house lab services range from PCR testing, COVID-19 rapid test (antigen), flu and respiratory syncytial virus (RSV). "Exer is committed to innovating the traditional urgent care experience with our patient-first care, providing reliable and advanced healthcare solutions that prioritize the needs of patients as they face everyday emergencies." Exer Urgent Care is Southern California's fastest-growing urgent care company servicing a whole range of minor-to-major healthcare needs. "We are excited to expand our presence in Ventura County and bringing our expert attention and wide range of medical services to the Oxnard community," said Rob Mahan, CEO, Exer Urgent Care. This marks Exer's fourth location in Ventura County. Exer offers more comprehensive medical services than traditional walk-in clinics with the ability to treat 80 percent of the non-threatening emergencies seen in an ER at a fraction of the cost, including X-ray, ultrasounds, IV, laceration treatment, diagnostic lab testing, on-site pharmacy, pre-operation ("pre-op") exams, immunizations and vaccinations, pediatric services and more. Located at The Collection RiverPark, Oxnard's premier shopping and entertainment center, the new center is staffed by ER doctors and medical professionals providing convenient, affordable and high-quality medical. 19, 2022 /PRNewswire/ - Exer Urgent Care's 31st Southern California location is now open, expanding into the city of Oxnard. Southern California's Fastest-Growing Urgent Care Provider Continues to Enhance Patient Experience, Now Providing Oxnard with Convenient and Affordable Medical Care EXER URGENT CARE OPENS 31st LOCATION IN SOUTHERN CALIFORNIA EXPANDING TO SERVE THE OXNARD COMMUNITY The thing is, most Hallmark Channel actors were pretty famous before appearing on the channel's films, and you might be surprised to see how many once appeared in blockbuster hits or teen dramas. These actors know their way around a Hallmark movie set, but they also probably look pretty familiar. And, as avid Hallmark viewers know, certain actors appear in one (or more) movies every year. Suffice it to say, the actors who make Hallmark Channel movies so incredible are practically TV royalty. But, of course, not all of Hallmark Channel's projects are Christmas-related. In 2019 alone, they released 40 new films for the holiday season. Every year, the channel releases more and more original Christmas movies. The Hallmark Channel has become must-watch television! As soon as the leaves start to turn in the fall, the network starts to tease viewers about what's to come each Christmas. She has been featured in the New York Daily News, TV Guide, and McCall's.The Hallmark Channel practically has a monopoly on the holiday season - that's pretty much a universal truth at this point. She appeared on the premiere of the Lifetime Cable Network show, Biggers and Summer, where she performed one of her original songs, Harmony. She has been a guest on Live: With Regis & Kathie Lee, and has appeared on Northwest Afternoon, Vicki, and Geraldo. She spent a semester at New York's New School for Social Research, then was accepted to the School of Visual Arts as an illustration major.Ĭady has appeared on VH-1 as a guest VJ, and in comedy shorts for Comedy Central. She also wrote, produced, and co-directed a surrealist one-woman piece, Mona7, and performed in Inventions of Farewell, another one-woman piece, compiled from Wallace Stevens' poetry. After taking a few months off, she appeared as Lady in David Ives' The Red Address at the Second Stage, opposite Kevin Anderson, which garnered excellent reviews in the New York Times, the New Yorker and the Voice. When her contract ended in 1996, she departed All My Children. Special experiences included singing for director Jonathan Demme and others at the Directors Guild Awards, and recording a song written especially for her to sing over a montage of her character's life on All My Children. She toured briefly with Walt Willey and company in Mackinaw Island, Michigan, and Laughlin, Nevada and performed cabaret-style in Atlantic City's Trump Plaza. While working on All My Children, Cady continued to train with teacher Michael Howard and to work in theater, appearing as Adriana in The Comedy of Errors at the Hudson Theatre Guild Hero in Much Ado About Nothing at Lincoln Center Cory in Barefoot in the Park with All My Children co-star Walt Willey at the Westbury and Valley Forge Music Fair as Tamara/Bridget in Quiet on the Set at the Westbeth and in Self Offence at the Cucuracha.ĭespite her heavy schedule, she found time to develop a talent for playing the guitar and writing music and poetry and began performing in and around the New York area. Additionally, during her time on the show, she was nominated for four other Soap Opera Digest Awards, including Hottest Female Star, and Soap Opera Update's Most Valuable Player award. Candaces breakthrough performance came as D.J. Elsewhere (1982-1984) in role as Megan White. Knight, also won Soap Opera Update's MVP Award for Best Couple. She got her television debut in NBC medical drama series St. In 1991, she won Soap Opera Digest's award for Best Heroine and received another Daytime Emmy nomination in 1992. In 1990, Cady won the Daytime Emmy Award as Outstanding Juvenile Female for her portrayal of Dixie. Several nerve-racking weeks later, the part of Dixie Cooney was hers. A few months later, All My Children came knocking at her door once again, and this time she was free to audition. Originally offered a screen test for the role of Dixie Cooney on All My Children while working on a pilot, she had regretfully turned it down. In addition, she appeared in the independent film Simple Justice, and Sondheim's A Little Night Music for the New York Opera Ensemble.Ĭraving a little stability in her life, she began to look for something that would allow her to live in one place for a while. A role in an episode of Spenser: For Hire was followed by a leading role in the television movie A Father's Homecoming. Despite its limited run, Cady received good reviews, and doors began to open for her in the city. She arrived in New York at age 17, when a workshop production of Judith Viorst's Happy Birthday and Other Humiliations moved east for pre-Broadway tryouts. Her early film credits included playing Peter O'Toole's daughter, Tess, in My Favorite Year and tap-dancing, 1930s-style, on a white piano, in Pennies From Heaven. She began her career at the age of nine, with the popular commercial, "I Am Stuck on Band-Aids." Other commercials followed, as well as appearances on such television series as Cheers, St. Cady, born Katie, Cady McClain was born and raised in southern California. Read Also: How To Watch 'Genshin Impact'2.4 Livestream: Date, Time, Banner Predictions 'NeuroVoider' The popular vertical-shooter will be available for free to Xbox Games with Gold subscribers starting January 1 to 15. In 1998, "Radiant Silvergun'' was released in arcades and on the SEGA Saturn, however, it was later restored by Treasure and released on the Xbox 360 in 2011. "Radiant Silvergun" contains a hidden "Ikaruga-style" shooting option that offers something fresh to everyone in addition to the basic genre-defining gameplay. Radiant SilvergunĪs reported by Xbox, "Radiant Silvergun" is a vintage arcade shoot 'em up game that was lovingly recreated for Xbox by original developer Treasure. Players are left to construct, mine, and build their way to survival along with a few other crash victims.Īccording to Fancy Fish Games, "Aground" is a Mining/Crafting RPG with a central objective, story, and rationale for crafting and building.Īs you go, you will encounter new NPCs, gain access to new technology, and possibly even magic. It is a game where players are trapped on a deserted island as one of the last human survivors. "Aground" will be released on January 16 to January 31 on Xbox. Space Invaders Infinity Gene will be available on January 16 to 31, 2022. Many levels have one or more boss ships, dubbed "unexpected opponents" or "formidable enemies" by the game's developers. Some levels scroll from top to bottom, adding walls to the obstacles that the player must avoid. Until they are destroyed, the well-known UFO now dumps neurons that allow the player to enhance their current weapon. While avoiding the alien spacecraft's fire, the player must destroy them with their own weaponry. The game begins resembling the old "Space Invaders," however as players progress through the levels, it grows into a spectacular bullet hell.īy dragging their finger around the screen, players can control a ship on the screen. "Space Invaders Infinity Gene," the classic video game that defined a generation, is returning with a unique spin. January 2022 titles include "NeuroVoider," "Aground," "Radiant Silvergun," and "Space Invaders Infinity Gene," as predicted by BillBil-Kun, who is still diligently disclosing Epic Games' upcoming free game, as per MS User. Xbox has officially announced the games available to Xbox Live Gold and Xbox Game Pass Ultimate members through Games with Gold for the month of January, just days after they were leaked. Well, you won't be able to download it in MP3 legally, although if you take a look at Spotify you'll see that some users have created playlists with songs from the game.Įach game has a really great soundtrack to accompany the action and this installment, in particular, comes along with music by Mastodon, Prodigy, Disturbed, Static-X, Avenged Sevenfold, Jamiroquai or The Roots. This is one of the most recurring sentences that we can find in Google regarding the soundtracks of the games in this series, such as this Most Wanter or Underground and Carbon. Download the Need For Speed soundtrack for free The game also offers us a wide range of different cars that we can drive around, from the most humble models such as the Chevrolet Cobalt or Fiat Punto to high-range cars of the likes of Aston Martin, Lotus, or Lamborghini. You'll evolve from level 1, with a simple police patrol car trying to catch us, to level 6, in which the unmarked cruiser patrol with their Chevrolet Corvette C6, spike trips, and helicopters will try to arrest us. Each one of them has a certain length and you'll move on to the next level once that time is up. Customize the appearance of your car to obtain the best results.ĭuring the game, you'll be up against different chasing levels that are started as you commit different crimes.Gain reputation on the streets to move up the Blacklist.Dominate the art of strategic evasion from the police.Therefore, once we download Need for Speed Most Wanted for PC, our target is to become the most wanted and respected driver, fleeing from the police (who won't spare any efforts to try to catch us, even using helicopters if necessary) with the idea to improve and customize our vehicles. Try to top the Blacklist to recover your BMW M3. That's when the adventure of Cooper will start, having to explore the city with total freedom, searching for drivers to race against to earn money in order to improve his current car and try to defeat the top spot of the list and recover his BMW. The game's plot revolved around Mark Cooper, who arrives in Rockport on board his BMW M3, where he loses his car in an ambush set up by a member of the Blacklist, the list of the most wanted drivers. Well, this was the start of the racing video game series that landed on Windows after the death of MS-DOS and that would also conquer the rest of video consoles and operating systems (PS2, PS3, PS4, Xbox, Nintendo, Android APKs, iPhone.) and that in 2003, thanks to NFS: Underground, started its adventure mode, which would become even more sophisticated with the development of Need for Speed Most Wanted. And now, we can download Need for Speed Most Wanted for PC. The game was a real revolution because it offered as a rather realistic car simulator for back then with real-life recreations of cars such as the Dodge Viper, Lamborghini Diablo, Porsche 911, Acura NSX, etc., as well as races among the traffic and police chases just like in Test Drive. The Need for Speed was the first installment of this car racing game saga that was published on PC DOS, Sony PlayStation, SEGA Saturn, and 3DO, the video console designed by EA that was made by Panasonic, Sanyo, and LG. Back in 1994, Electronic Arts released what was possibly the first racing game that made the most of what Pentiums were capable of offering.
As an educator and illustrator and mother, I am constantly inspired by the stories I encounter, and I am grateful for the opportunity to bring them to life through art.© Photograph: Rochelle Brockington / EyeEm In the end, the happiness I get from illustrating a children’s book, knowing that it will bring joy, laughter, and education to young people, really makes all the hard work worth it. It was a reminder of the power of storytelling and the importance of representation in children’s literature. And this time around I even shed a tear as she faced a variety of challenges brought on by the pandemic. For me it is important to understand the culture and conditions to allow the illustrations to reflect this, while also adding a touch of whimsy and fun for young readers.Īs always while working on the illustrations for Too Small Tola, I found myself drawn in to the story and rooting for Tola and her family. I drew inspiration for the illustrations from my video calls with family members living in Nigeria retelling their experiences of hardship and infrastructural changes during the pandemic. Illustrating it was a challenging yet rewarding experience, as the story dealt with a difficult subject while still maintaining a sense of hope and resilience. The story follows Tola’s experience of the COVID-19 pandemic while living in Lagos. Recently, I had the pleasure of illustrating the third book in the Too Small Tola series, Too Small Tola Gets Tough. So, while wearing all these different hats can be a juggling act, I’ve learned that finding a balance and embracing the chaos is all part of the journey. I’m so excited to see his inner artist flourish and to understand his likes and dislikes. Their mannerisms, reactions, and life itself can be sources of inspiration and joy-even before they start talking! Another added bonus is that I can share my love of art and literature with my little one, and I started really early introducing him to a pencil and reading to him daily. The impact on productivity and mental health can be significant, and I would be lying if I didn’t say that throwing in the towel has looked like a real option over the past few months.īut I’ve also found that there is beauty in the inspiration a child brings, and working on children’s books takes on a new meaning when you have a child running around you all day. Finding time after work to illustrate with a toddler around can be difficult, and it’s easy to feel guilty about not being able to focus solely on work. For me, working in the middle of the night is often necessary to meet these deadlines, but the satisfaction of delivering quality work on time and seeing the final book in my hands-or, even better, visiting a school where students know all about my work-is definitely worth it.īecoming a mother has added another layer of challenge, as I now balance my careers in teaching and illustration with my responsibilities as a parent. Juggling all of this requires a delicate balance of time management and prioritization. As an illustrator, deadlines for sketches, drafts, and final art must be met. As an educator, there are always books to mark, lessons to plan, and meetings to attend. Meeting deadlines is crucial in both teaching and illustration. But once that inspiration strikes, it’s important to take hold of it and run with it. It could be a story a student tells during class, a conversation with a friend, or even a simple image in my mind. From Teaching to IllustratingĪs an educator and an illustrator of children’s books, I have learned that inspiration can come from the most unexpected places. TeachingBooks asks each author or illustrator to reflect on their journey from teaching to writing. (Heals you for 1/8th of an enemy's remaining HP, but reduces said enemy's EXP by 3/4th.)Īutomatically reloads cards when they run out. Makes you invisible and reduces your chances of being hit.Ībsorbs enemy HP when striking with attack cards, but enemies will drop fewer items. Stops enemies from breaking item cards you use. (Only skips the shuffle animation upon reloading.) (Does not move while rolling, jumping, or gliding.) (Increases magic damage and duration by 30%.) Increases the potency of healing abilities.ĭisables use of summon cards to power up magic cards. Increases the strength of lightning-based abilities. Increases the strength of ice-based abilities. Increases the strength of fire-based abilities. Makes the first strike as powerful as a combo finish. Cards with a value of 0 are not affected.Īttracts fallen cards and items for easy retrieval.ĭeflects frontal physical attacks and completely nullifies damage.ĭeals more damage when striking enemies from behind. The drop rate for all normal enemy cards ranges from 2% to 4%, which is increased by 2.5 (5% to 10%) in the Teeming, Almight, and Looming Darkness map cards. An example is Vexen using his own enemy card's Auto-Life ability. Character bosses that use their own deck are the exception in this case, as they use attack and magic cards like the player, and are thus also able to use enemy cards themselves, provided they are equipped in their deck. Riku cannot build his own deck, but he gains access to a fixed enemy card per world, and also permanently equips all boss enemy cards he acquires.Įnemies and bosses use their own enemy cards as attack cards. In case of recurring bosses the enemy card is not acquired until their final bossfight (except for Marluxia). In case of a non-boss enemy it has to be defeated last to have a chance for it to drop its card. Enemy cards are derived from enemies, both standard Heartless and boss encounters. They require Card Points to be equipped, but do not have numbered values and are kept in a separate part of Sora and Riku's decks. Enemy cards are cards used for temporary passive abilities in Chain of Memories and Re:Chain of Memories. Since then, my wrist has gotten bigger and the watch has become tighter than I'd like to wear. With that said, I have lost the spare titanium links that were given to me when the watch was sized 20 years ago. chronograph Caliber 2100 Eco-Drive AV0021. However, it has the most history with me and will forever continue to do so. Price + Shipping: lowest first Price + Shipping: highest first Distance: nearest first. Its not as expensive or fancy as other watches posted here, nor in my collection. The watch has never stopped, it has always had enough power to keep going since it was kept in a room with sufficient sunlight. It still holds accurate time, to the minute today. Through all this time, the watch has never once been serviced, the case back has never been opened. Sort by Most Viewed Citizen Chronograph Blue Dial Mens Watch CA0790-83L 175.00 45 Off Citizen Promaster Skyhawk A-T Perpetual Alarm Chronograph Blue Dial Mens Watch JY8078-52L 414. It has been with me for HS graduation, College Graduation, Medical School Graduation, Engagement and still with me today for my ongoing professional career and personal life. I received this watch in high school as a gift and it has been through everything with me in the last 20 years.
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